Real estate appraisal services for homeowners in the city of Sturgis and Meade County

Check out the top seven reasons SD homeowners order from Nattress Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut your monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a SD divorce, when real estate property needs to be divided
To settle an estate in SD by determining the true market value of property in question

Do you own a home in or near Sturgis? Do you need help deciding the price of your real estate?
Contact Nattress Appraisals.

We at Nattress Appraisals understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a homeowner that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Nattress Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're seasoned in helping folks just like you remove unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other homes close to yours. This only means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Nattress Appraisals is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Nattress Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.